·10 Tax Benefits
Tax-deductible giving, explained.
India lets you deduct 50%–100% of qualifying donations from your taxable income. Every donation on GAL Spark qualifies, every receipt is generated automatically, and every detail you need at IT-filing time is on your dashboard.
50%–100%
Of donation deductible
10%
Of gross total income, max cap
₹2,000
Cash donation limit (above = no benefit)
<30 min
Receipt arrival time on GAL Spark
What you save in real numbers
For a 50%-deduction trust (most NGOs), here is your real after-tax cost across common donation amounts.
Tax bracket assumes new-regime slabs FY 2024-25. Old-regime savings are typically 20–30% higher.
Who can claim
Four eligibility conditions
All four must apply to you. Failing any one of them means the IT Department can disallow the deduction during assessment.
You are an Indian taxpayer
Resident Indians, NRIs, HUFs, companies, and firms can all claim 80G — provided you have an active PAN and file Indian income tax returns.
You donated to an 80G-registered trust
The recipient organisation must hold a valid 80G certificate from the Income Tax Department. Every trust on GAL Spark holds a current 80G — the certificate number is shown on each trust profile.
Donation was non-cash
Cash donations above ₹2,000 do NOT qualify (since 2017). UPI, cards, NEFT, RTGS, IMPS, netbanking — all qualify. Donations on GAL Spark via Razorpay always qualify.
You have a valid receipt
Required at IT-filing time. GAL Spark generates a digital 80G receipt within 30 minutes and makes it permanently available in your dashboard.
From donation to deduction
How it works on GAL Spark
- 01
Donate on GAL Spark
Pay via UPI, card, netbanking, or wallet. No paper, no waiting.
- 02
Receipt arrives
Within 30 minutes you receive an email with a PDF 80G receipt + a digital copy in your dashboard. Permanent — re-download any time.
- 03
Save for tax filing
When you file ITR-1 / ITR-2 / ITR-3 in June–July, claim under "Section 80G — Donations". Enter trust PAN, registration number, and amount.
- 04
Annual statement at FY end
On 1 April we email a consolidated PDF of every donation in the previous financial year — ready to attach to your IT return.
What a valid 80G receipt must contain
If a receipt is missing any of these, the IT Department can reject your claim at assessment.
Common mistakes that cost donors their deduction
After 12,000+ donations, these are the patterns we see.
1. Cash donation above ₹2,000. Since 2017, the IT Department disallows 80G on any cash donation over ₹2,000. UPI, cards, NEFT all fine — cash is not.
2. Forgetting to add PAN. Without PAN, your claim cannot be matched against the trust's annual return. The IT Department issues notices when this mismatch is detected.
3. Donating to a trust whose 80G has expired. Trusts must renew their 80G every 5 years. We auto-suspend any trust whose 80G expires — but if you donated through another platform, always verify current 80G validity on the IT Department's portal.
4. Filing under the wrong section. 80G covers most NGOs. 80GGA covers research / rural development donations. 80GGC covers political parties. Confusing these triggers automated assessment scrutiny.
5. Not keeping the receipt for 4+ years. Assessment can be reopened up to 4 years after filing. Keep the PDF — your GAL Spark dashboard stores it permanently, but back it up to email or Drive.
Frequently asked
Questions donors actually ask
Are all donations on GAL Spark eligible for 80G?+
Yes. Every campaign on GAL Spark is run by an 80G-registered trust. We do not list campaigns from organisations without a valid certificate.
What is the difference between 50% and 100% deduction?+
100% deduction is reserved for donations to government-named funds — PM CARES, PM National Relief Fund, National Defence Fund, Swachh Bharat Kosh, Clean Ganga Fund. Everything else, including most NGO trusts, qualifies for 50% deduction with the qualifying-limit cap of 10% of your gross total income.
I lost my receipt — can I still claim?+
Yes. Log in to your dashboard, navigate to "Tax Receipts", find the donation, and re-download the PDF. Permanently stored, valid for 7 years (the IT Department's assessment window).
I donated anonymously — can I still get the 80G benefit?+
You receive the receipt but the public campaign page shows you as "Anonymous". The receipt itself includes your full name, PAN, and address as required for the IT claim — anonymity is purely on the public side.
What if my PAN is invalid or wasn't entered?+
Without PAN, the IT Department cannot match your claim during assessment. We strongly recommend adding PAN at donation time. If you missed it, contact our support team — we can update the receipt with your PAN as long as the assessment is still open for that financial year.
I am an NRI. Can I claim 80G?+
Yes — NRIs filing Indian IT returns can claim 80G. If you intend to claim, donate via your Indian bank account or Indian-issued card. FCRA-routed (foreign-currency) donations are tracked separately and are NOT 80G eligible.
Do I need to attach my receipt to my IT return?+
For online filing you do NOT attach receipts — you enter the donation details (trust PAN, registration number, amount) into the 80G section. Keep the receipt safe in case the IT Department requests it during assessment (rare, possible up to 4 years after filing).
How does this differ from Section 80GGA, 80GGB, 80GGC?+
80GGA — donations to scientific research / rural development. 80GGB — donations by Indian companies to political parties. 80GGC — donations by individuals to political parties. GAL Spark donations qualify only under 80G — none of the others.
Can my employer factor 80G donations into my TDS?+
Yes — submit your annual donation statement to your employer's payroll team before the FY ends (typically by January 31st). Your employer will reduce TDS for the remaining months based on the eligible deduction.
What about donations to trusts outside India?+
Donations to foreign organisations, even if registered as charities in their home country, do NOT qualify for Section 80G in India. 80G is exclusive to Indian-registered trusts.
Every donation. Every receipt. Every time.
Browse verified 80G campaigns, donate securely, and let the receipt land in your inbox before the kettle boils.